Transfer Car Title in Maryland

What Is a Title Transfer?Transfer-Title

A vehicle’s title verifies legal ownership. When a vehicle’s ownership changes, a title transfer must occur. The buyer has 10 days from the day the seller submits the Affidavit of Sale to complete the title transfer. Common reasons for title transfers include:

* Paying off a loan
* Selling or buying a vehicle
* Making name changes on the title
* Gifting a vehicle
* Inheriting a vehicle
* Transferring a vehicle to a family member

Selling a VehicleTransfer-Title

You will make the selling process easier if you can present interested buyers with a vehicle history report. It provides verified information about the condition of your car so you and the buyer can establish a fair price. When you’re ready to make a deal, you must:

* Deal with any lien requirements before signing the title. You may need to contact your lienholder or submit a lien release to the MVA.
* Complete, sign, and date the title as the "seller." Record the odometer reading. If the title doesn’t have space, fill out an Odometer Disclosure Statement.
* Have the buyer complete, sign, and date the title
* Complete a Bill of Sale with the buyer. Have it notarized if the vehicle is less than seven years old, the book value is $500 more than the purchase price, and the buyer wants to pay excise tax on the sales price, not the book value.
* Give the title to the buyer to complete the process

Buying a VehicleTransfer-Title

New Cars
The dealer will handle the paperwork for you.

Used Cars
Do some background research by ordering a vehicle history report on the car you’re interested in before making a deal. It’s also a good idea to check insurance and financing options for that make and model. When you’re ready to make the purchase:

* Have the seller complete, sign, and date the title
* Make sure the seller recorded the odometer reading on the title or filled out an Odometer Disclosure statement
* Complete a bill of sale. Have it notarized if the vehicle is less than seven years old, the book value is $500 more than the purchase price, and you wants to pay excise tax on the sales price, not the book value.
* Get the title from the seller

Visit the MVA office or tag and title agent with the above documents plus:

* Application for Certificate of Title (if the title is originally from another state_
* Proof of insurance
* Certificate of Inspection (if possible)
* Proof of passing the Vehicle Emissions Inspection Program (VEIP) test, if applicable
* $50 titling fee
* Excise tax, which is based on purchase price, milage, and age

You may also mail everything instead to:

MVA Mail-In Title Unit
6601 Ritchie Highway, NE
Glen Burnie, MD 21062

You must get vehicle safety inspected before you register the car. If this is not possible, you can apply for a 30-day temporary registration when you title it. Some counties also require passing the Vehicle Emissions Inspection Program (VEIP) test.

Removing a LienTransfer-Title

When you pay off your car loan, you can have the lienholder’s name removed from the title. Make sure the MVA received a letter from the lienholder or a Notice of Security Interest Filing on record. You may need to contact your lienholder for this. Then visit your MVA office or tag and title agent with the title and fees, or you may mail everything to:

MVA Mail-In Title Unit
6601 Ritchie Highway, NE
Glen Burnie, MD 21062

Transferring to FamilyTransfer-Title

Transfers between the following family members means the recipient does not need to pay excise tax:

* Grandparents
* Grandchildren
* Parents (including step-parents)
* Spouse
* Children (including step-)
* Siblings (including half-)
* In-laws (mother, father, son, daughter)
* Aunts and uncles age 65 or older, given that the title goes to a niece or nephew, not the other way around

* The former owner must take care of any lien requirements
* If the title has lien information but the lien is satisfied, the former owner must provide a a letter from the lienholder or a Notice of Security Interest Filing
* Former owner must sign and date the title as the "seller" (including recording the odometer reading and writing "gift" for the purchase price)
* New owner must complete, sign, and date the title
* Both parties must complete an Application for Maryland Gift Certification. (A transfer involving an aunt or uncle also requires a Certified Statement.)

The new owner must visit an MVA office or tag and title agent with the above documents and:
* Proof the the relationship if the last names are different
* Proof of insurance
* $50 titling fee

You can register the vehicle at the same time as long as you’ve satisfied the inspections requirements.

Gifting a VehicleTransfer-Title

Unless the two parties involved are family members (as defined above), the new owner must pay the excise tax. To transfer the title if you’ve received a vehicle as a gift:

* Be sure the gifter took care of lien requirements by provide a a letter from the lienholder or a Notice of Security Interest Filing
* Make sure the gifter filled out the title, and signed and dated it (this includes the odometer reading as well as writing "gift" for the purchase price)
* Complete, sign, and date the title yourself

The new owner must visit an MVA office or tag and title agent with the above documents and:

* Proof of insurance
* Certificate of Inspection, if necessary
* VEIP test information, if necessary
* $50 titling fee
* Excise tax

You can register the vehicle at the same time as long as you’ve satisfied the inspections requirements.

Donating a VehicleTransfer-Title

Donating is a good alternative to selling and allows to you help out a charity of your choice. Plus, it will earn you a tax deduction. Consider consulting a tax attorney to maximize your tax credit.

Inheriting a VehicleTransfer-Title

This process can be complicated, so it may be a good idea to consult a probate attorney for guidance. Your situation may fall into one of the following categories:

* Titles with surviving spouses or co-owners
* Titles with legatees or distributes
* In-state titles with estate administrators
* Out-of-state titles with estate executors

Expect to at least take the following steps. You’ll need to bring the following to an MVA office or tag and title agent:

* Current title
* Application for Certificate of Title (if the title is from out of state)
* Death certificate, if you’re the surviving spouse or co-owner already on the title
* Letters of Administration from the estate administrator, if you’re not already on the title
* Lien release information, if applicable
* Application for Maryland Gift Certification, if you plan to give the vehicle to another family member
* Safety Inspection Certificate, if you aren’t the surviving spouse or co-owner
* Bill of sale, if you purchased the vehicle from the estate administrator
* $50 titling fee
* Payment for the excise tax
* $20 security interest recording fee, if applicable

Check the state’s website for detailed information regarding your specific situation.

You can register the vehicle at the same time as long as you’ve satisfied the inspections requirements.

Making Name CorrectionsTransfer-Title

Changing a Name

* Find the title
* Gather the documents that support your correct or changed name
* Fill out an Application for Maryland Change of Address and/or Name
* Bring these documents and $50 to an MVA office or tag and title agent or mail them to:
MVA Mail-In Title Unit
6601 Ritchie Highway, NE
Glen Burnie, MD 21062

Note: Additional steps may be required when you update your registration.

Deleting a Name

* Both parties must sign the title as the "seller"
* The person remaining on the title must sign as the "buyer" and fill in the rest of the information
* The person remaining must present the title and $50 to to an MVA office or tag and title agent or mail them to:
MVA Mail-In Title Unit
6601 Ritchie Highway, NE
Glen Burnie, MD 21062

Adding a Name

* The current owner must sign the title as the "seller"
* Both parties must sign the title as the "buyer" and fill in the rest of the information
* Both parties must present the title and $50 to to an MVA office or tag and title agent or mail them to:
MVA Mail-In Title Unit
6601 Ritchie Highway, NE
Glen Burnie, MD 21062