Transfer Car Title in Illinois

What is a Title Transfer?Transfer-Title

A title is a legal document that establishes ownership of property. All vehicles in the state need to have a title, when you buy or sell a vehicle, a title transfer must take place to allow the Secretary of State (SOS) office to keep track of who currently owns the vehicle.

Title transfers must take place within 20 days of the exchange. Common reasons for title transfers include:
* Buying a vehicle
* Selling a vehicle
* Paying off a loan
* Transferring a vehicle to a family member
* Gifting or donating a vehicle
* Inheriting a vehicle
* Making name corrections

Selling a VehicleTransfer-Title

Buying a vehicle can make people apprehensive because of the amount of money involved. As a seller, obtaining a vehicle history report will show potential buyers your good intentions of selling a vehicle.

Once youve sold the vehicle, you should:
1. Locate the title.
2. Fill in the odometer section.
3. Fill in the buyers name (include correct spelling).
4. Sign and date the title.
5. Verify that the buyer has correctly included the necessary information and signed the title.
The buyer needs to take the paperwork to a SOS office and follow the specific instructions. You might want to accompany the buyer to the office to be able to correct any mistake that might have been made in the title transfer.

While youre not required to do so, completing a bill of sale is a smart move to further protect yourself in this transaction.

Buying a VehicleTransfer-Title

New Vehicles
The dealer will handle the transfer title. If he fails to comply, call the SOS at (800) 252-8980 or write to them.

If you havent made your final decision, look online and gather information on choices available.

Used Vehicles
Buying a new or used car is second only to housing purchases in terms of money spent. Youll want to cautiously purchase a vehicle.

Always insist on walking away with the signed-over title in your hands never take the world of the seller that they will mail it to you once they pay off the lienholder. If a title is not free and clear, you should reconsider whether you should go through with the deal.

Searching online for a used car save you time, but also provides you with information to help make the best decision. Purchase a vehicle history report (or two) is a smart move when youve narrowed down your choices.

You can also save a lot of money by getting great deals on your car loan and insurance.

Once youve made your decision and finished the sale, youll need to transfer the title by:
1. Make sure the seller correctly completed the applicable sections.
2. Confirm that the seller signed and dated the title.
3. Verifying the mileage reading.
4. Check to ensure the vehicle identification number (VIN) matches.
5. Signing and dating the title.
6. Complete form VSD-190 (use form VSD-330 if you wont be registering the vehicle).
7. Filling out tax form RUT-50.
8. Heading to a SOS location (or mailing material to the address below).
9. Paying the use tax (if applicable).
10. Paying the $65 title fee.
While at the SOS office you may register the vehicle and pay the registration fees.

If you prefer to process the transfer via mail, send all required documents and fee payment to:
Secretary of State
Vehicle Services Department
501 S. Second St., Room 014
Springfield, IL 62756

Removing a LienTransfer-Title

After paying off your loan, the lienholder should release you from the lien and return the title to you. If the lienholder fails to do this, contact the SOS at (800) 252-8980 for how to proceed.

Transferring to FamilyTransfer-Title

Family refers to:
* Mother
* Father
* Brother
* Sister
When transferring a vehicle amongst family members, the same title rules apply as those between non-family members. The use tax must be paid, but instead of it being based on model year value of the vehicle, its a fixed $15 fee.

To transfer a vehicle within a family:
1. Seller must locate the title.
2. Seller must complete the odometer section.
3. Seller must record the buyers name.
4. Seller must sign and date the title.
5. Buyer should be sure the seller has correctly completed the applicable sections and signed and dated the title.
6. Buyer should confirm mileage reading.
7. Buyer should see if VIN matches.
8. Buyer must sign and date the title.
9. Buyer must fill out form VSD-190 (use form VSD-330 if buyer wont be registering the vehicle).
10. Buyer must complete tax form RUT-50.
11. Buyer should go to a SOS location (or mail material to address below).
12. Buyer must pay use tax.
13. Buyer must pay $65 title fee.
For mail transactions, send all the required documents and fee payments to:
Secretary of State
Vehicles Services Department
501 S. Second St., Room 014
Springfield, IL 62756

Gifting a VehicleTransfer-Title

If you receive a vehicle as a gift (you didnt pay anything for it), you should handle the transaction in the same manner you would as if you purchased the vehicle. The sales tax you will pay is based on the vehicles model year value, or $15 if transfer is between a mother, father, brother, or sister.

To process the title transfer:
1. Verify the seller has correctly completed applicable sections and signed and dated the title.
2. Confirm the odometer reading.
3. Check if the VIN matches.
4. Sign and date the title.
5. Fill out form VSD-190 (use form VSD-330 if you wont be registering the vehicle).
6. Complete tax form RUT-50.
7. Go to an SOS location (or mail material to address below).
9. Pay use tax.
10. Pay $65 title fee.
You may also register the vehicle and pay the registration fees while at the SOS office.

If processing the transaction through the mail, send all fee payments and required documents to:
Secretary of State
Vehicle Services Department
501 S. Second St., Room 014
Springfield, IL 62756

Donating a VehicleTransfer-Title

Donating a vehicle is a kind gesture, but the process can get complex. To make sure you know what youre doing when donating a car you must follow a different process. Consulting a tax attorney is also a good idea.

Inheriting a VehicleTransfer-Title

Procedures vary with this situation, so talk to either a probate attorney or someone at the SOS office before taking care of this transfer.

To try to simplify these situation, the new title certificates and title applications contain a space for the vehicle owner to list the individual (beneficiary) who will receive the vehicle should the owner of the vehicle pass away.

The SOS provides guidelines for different scenarios, but the following is how to handle the most common situation of when probate is not involved and the estates value is not more than $100,000:
1. Locate the title.
2. Obtain a copy of the death certificate.
3. Complete the Small Estate Affidavit form.
4. Complete VSD-190 (or if the vehicle wont be registered, use form VSD-330).
5. Complete tax form RUT-50.
6. Visit a SOS office.
7. Pay the use tax fee.
8. Pay the $65 title fee.
You can pay the registration fees, as well as register the vehicle, while at the SOS office.

You can research various insurance coverage policies to ensure you get the best rates.

Making Name CorrectionsTransfer-Title

Changing a Name
To change the name on the title:
1. First change your name on your license.
2. Go to a SOS office.
3. Bring your title, registration, and photo ID.
4. Bring legal documentation declaring the name change.
5. Complete form VSD-190.
6. Pay the fee ($15 for changes finalized after December 31, 2007; $65 for changes before then).
Various information is available for name changes. It is also good to keep a copy of your vital records on hand.

Deleting a Name
To remove a name due to a divorce:
1. Go to a SOS office.
2. Bring either a letter from your ex-spouse granting permission to have the name removed or a copy of the divorce decree proving that the vehicle belongs to you.
3. Complete form VSD-190.
4. Pay the fee ($15 for divorces finalized after December 31, 2007; $65 for divorces before then).

To remove a name due to a death:
1. Go to a SOS office.
2. Bring a certified copy of the death certificate. If the matter is in probate, bring certified copies of letters of administration or court order.
3. Complete form VSD-190.
4. Pay the fee ($15 for death that occurred after December 31, 2007; $65 for deaths before then).

Adding a Name
To add a name:
1. Go to a SOS office with the person whose name is being added.
2. Complete form VSD-190.
3. Pay the fee. This differs according to the circumstance, but will either be $15 or $65.